ConsumerInfo.com, Inc., an Experian company, owns freecreditreport.com and a family of online consumer credit reporting websites. ConsumerInfo was founded in 1995 to provide consumers with quick, easy, and low-cost access to their credit histories. It is now the largest online provider of consumer credit reports, credit scores, credit monitoring, and other credit-related information. ConsumerInfo offers credit monitoring to its over 3.1 million members and has delivered over 20 million credit reports via the Internet. Its membership base continues to grow as part of the Experian family, and it develops innovative products to help consumers better understand their credit.
At ConsumerInfo, we prioritize people: our employees, partners, and customers. Strong relationships are an essential part of who we are. Our people are dedicated to excellence, and each plays an important role in the company’s success. It is a never-ending quest to provide our customers with innovative and powerful products.
ConsumerInfo’s environment is dynamic, fast-paced, and demanding. As the leading provider of consumer credit reports, we are dedicated to exceeding our high standards. Our policy is to provide equal employment opportunities to all people. Consider ConsumerInfo, a company with a stellar track record and a bright future, if you’re looking for a career that allows you to grow both personally and professionally.
Experian is the world’s leading provider of data and analytical tools, serving clients all over the world. The Group assists businesses in credit risk management, fraud prevention, marketing offer targeting, and decision automation. Experian also assists individuals in checking their credit reports and credit scores, as well as protecting themselves from identity theft.
Experian plc is a company that is listed on the London Stock Exchange (EXPN) and is a component of the FTSE 100 index. The total revenue for the fiscal year ending March 31, 2012, was $4.5 billion. Experian employs approximately 17,000 people in 44 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, the United Kingdom, California, the United States, and So Paulo, Brazil.
Experian Interactive sells a variety of products that help consumers manage the financial aspects of major life events and connect them with Experian clients who provide products and services related to those events. Experian is a global leader in providing businesses and consumers with value-added information solutions. Experian assists businesses in finding, developing, and managing customer relationships to increase profits. Experian promotes better financial health and opportunities for consumers by enabling them to understand, manage, and protect their personal information. Experian is also your best source for interactive, hands-on credit and marketing education. Attend our industry-leading conferences and seminars throughout the year to stay competitive. FreeCreditReport.com, FreeCreditScore.com, and FamilySecure.com are examples of Internet properties.
Your Experian Credit Report and FICO Score are entirely free of charge. There is no credit card required. When you sign in, your free report and score are updated every 30 days. View the same information that lenders see when you apply for credit. Learn who is accessing your data and how to improve your financial health. The information in your credit report is used to calculate your credit score. View the positive and negative factors influencing your FICO Score. Add positive payments to your Experian credit file to get credit for your phone and utility bills. According to Experian Data, average users who received a boost improved their FICO Score by 8 by 12 points. Some people may not see an improvement in their test scores or approval chances. Experian Boost-affected credit information is not used by all lenders.
A FICO Score is a number that is calculated based on the positive and negative information in your credit report (s). Paying your bills on time and using your credit responsibly can help you build a positive credit history, whereas paying bills late and being irresponsible with your credit can hurt you. Your Experian Credit Report is used to calculate your Experian FICO Score. Because lenders use their customized calculations, the three national credit bureaus offer different calculations, and there are multiple FICO Score calculations, it’s nearly impossible for credit score sources to provide identical score information. Indeed, it is estimated that over 1,000 different credit scores are currently in use.
The three national credit bureaus do not exchange information. This means that if a creditor only sends information to one or two credit bureaus, or only requests information from one bureau, the activity will not appear on all three bureaus. The three bureaus also collect and store data in different formats, so information for the same account may appear differently from one credit report to the next. This is why FICO Scores can differ from one bureau to the next.
Registering for an account is simple. You will be asked to enter personal information and create a username/password. Once the account is created, you can log in and get started.
FreeCreditReport.com CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Social Security Number
Date of Birth
Phone (Live Agent)
Follow these steps:
Call 877-284-7942
Request that the agent cancel your account
When asked, give the agent your account information
Request that the agent provide you with a confirmation number or email
Retain any confirmation numbers or emails you receive for your records
