CreditRepair.com is one site that aims to help its members improve their credit scores. This is accomplished by assisting the member with pulling a credit score, examining the items it contains, and then challenging incorrect, inaccurate, or outdated entries to get them removed. The company states that the average user experiences an average increase of 40 points on their TransUnion score over 4 months of membership, with an average removal of 11.6 negative items from their report. Users who sign up for the service first have their credit report pulled and examined for negative items in need of being challenged or removed. CreditRepair.com then takes the role of contacting creditors and credit bureaus to update or remove items on their customer’s behalf. Users are given access to a personalized dashboard containing updates on the process and analysis of their score, as well as the option to sign up for text or email alerts during the repair process. How long the process will take depends on the individuals’ starting point and end goals as far as their credit is concerned. Services with Creditrepair.com have a one-time charge of $12.99 to initially process and retrieve the credit reports for the customer, then the ongoing monthly service charge of $89.95 per month as long as the service is continued. The charges do automatically renew each month until the membership is cancelled but there is no contract and the service can be cancelled at any time with access remaining until the end of the current paid month. There are instructions below to assist in canceling your CreditRepair.com membership if desired.
CreditRepair.com CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Date of Birth
Account Number
Phone (Live Agent)
Follow these steps:
Call 855-255-0263
Request that the agent cancel your account
When asked, give the agent your account information
Request that the agent provide you with a confirmation number or email
Retain any confirmation numbers or emails you receive for your records