If your credit has been harmed by a major life event such as divorce or identity theft, or a financial burden such as student loan or medical debt repayment, Lexington Law may be able to help. This company offers three tiers of plans, each with a unique set of services designed to help you improve your credit. Each plan includes features such as credit disputes, identity theft insurance, and debt management. Its Premier Plus plan includes extra benefits such as free access to your TransUnion FICO score and a budgeting tool to help you manage your finances better.
Lexington Law provides a free credit repair consultation during which you can speak with a representative and receive advice on the best credit repair service package for you. New customers can get a 50% discount on their first work fee, as well as discounts for friends, family, and military personnel. Each credit repair plan includes identity theft insurance. Many competitors charge an additional fee for this coverage or do not provide it at all.
Lexington Law, like many other credit repair companies, offers tiered plans based on the level of credit repair required. Those in need of minor assistance may benefit from the Concord Standard plan, while those in need of more extensive assistance may benefit from the Concord Premier or Premier Plus plans. Lexington Law will start working on your credit as soon as you sign up for a plan. While you won’t see results on the first day, you will have the peace of mind that the work has begun.
Lexington Law can issue up to 19 credit dispute letters on your behalf per cycle of 45 to 60 days to Equifax, Experian, and TransUnion. If it discovers incorrect or out-of-date information on your credit reports, it can send a dispute letter to each credit bureau to assist in resolving the problem. You will receive creditor assistance or creditor intervention as a Lexington Law client. With this service, the company will communicate with your creditors to assist you with specific credit issues, such as late payments or debt validation. For instance, Lexington Law might send a goodwill letter asking a particular lender to stop reporting late payments if you’ve encountered a recent financial hardship. It could also send a debt validation letter, which is typically used to assist in verifying a debt that a borrower believes is invalid. Depending on the plan you select, it may also send cease and desist letters to creditors requesting that they cease contacting you about a debt.
Lexington Law’s Inquiry Help service can help you with inaccurate or out-of-date hard inquiries on your credit reports. The company will dispute questionable hard inquiries on your behalf. According to Javelin Research, approximately 15 million Americans will have had their identities stolen by 2021. Identity theft is unfortunately fairly common, and it can have serious consequences for your credit. Lexington Law also provides identity theft insurance, which includes up to $25,000 in coverage, 24/7 monitoring, and real-time alerts.
If you have a lot of credit cards, student loans, or medical debt, Lexington Law’s debt management service can help you create a repayment plan that fits your budget. When information on your credit report changes, Lexington Law will promptly notify you of the new information. It could help prevent significant damage to your credit or identify potential identity theft early on. You get access to your TransUnion credit report and FICO Score with Lexington Law’s Premier Plus plan. Viewing how (and why) your credit score has changed over time can be a useful way to track your progress toward better credit.
In general, if you lose your wallet, you must cancel your credit cards, contact your bank, place a fraud alert on your credit reports, replace your driver’s license, and do other things. Lexington Law provides lost wallet protection to alleviate some of the stress associated with losing or having your wallet stolen. Lexington Law’s Personal Finance Manager may be able to assist you if you want to improve your long-term money management skills. Unwanted junk mail could put you at risk for identity theft if your personal information is included in the letter and you haven’t shredded it before putting it into the recycling or trash bin. The Lexington Law Premier Plus plan includes a junk mail reduction feature that helps you reduce the amount of unsolicited mail you receive.
Lexington Law, in addition to a wide range of services, provides several features designed to help protect your credit and make the process of credit repair less daunting. If you’re interested in using Lexington Law to repair your credit, the company offers a free consultation that can help you determine which plan is the best fit for your needs. Lexington Law provides mobile apps for Android and iOS users who want to track their progress. These apps allow you to view your credit score, receive updates on your reports, and do other things. Lexington Law offers qualifying service members, friends, or family members a 50% discount on their first work fee.
When comparing credit repair services, keep in mind that Lexington Law is not the cheapest option. The Concord Standard plan costs $99.95 per month, the Concord Premier plan costs $119.95 per month, and the Premier Plus plan costs $139.95 per month. Customers will be charged a separate first-work fee in addition to monthly plan fees, which will vary depending on the plan selected. The Lexington Law website lists first-work fees ranging from $89.95 for the cheapest plan to $129.95 for the most expensive.
Lexington Law Progrexion CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Address 1
Address 2
City
State/Province/Region
ZIP/Postal Code
Country (if outside USA)
E-mail Address on account
Date of Birth
Social Security Number
Phone (Live Agent)
Follow these steps:
Call 1 844 259 3482
Choose phone menu option 1
Request that the agent cancel your account
When asked, give the agent your account information
Request your final balance, and ensure you won’t be charged again
Request that the agent provide you with a confirmation number or email
Retain any confirmation numbers or emails you receive for your records
