Score Sense is a membership-based credit-monitoring product that provides you with your credit scores and credit reports from all three credit bureaus, daily monitoring and credit alerts, and tools to help you make sense of your scores. Score Sense was developed by One Technolgies LLC, founded in 2011, and is headquartered at 8144 Walnut Hill Lane, Suite 600, Dallas, TX 75231. The privately-held company provides customers with credit scores and reports from all three major credit bureaus and offers customers credit report monitoring services as well as identity theft monitoring for a recurring monthly fee.
Score Sense offers comprehensive credit monitoring services, identity monitoring alerts, identity theft alerts, additional resources, and educational resources. Those with a Score Sense membership will have access to credit scores and credit reports from each major credit reporting agency (TransUnion, Equifax, and Experian), as well as credit report monitoring with instant activity alerts. Additionally, the company scans millions of public and private databases for suspicious activity. As a part of its credit monitoring service, Score Sense will send out instant credit alerts to ensure that customers catch any errors like unauthorized charges and fraud early on. Customers can get alerts for changes relating to credit history, delinquent payments, and new account openings. According to the company’s website, Score Sense will send social security number alerts, credit card and debit card alerts, driver’s license alerts, fraud alerts, payday loan alerts, and more. Score Sense provides its customers with up to $1 million in identity theft reimbursement insurance. This policy covers lost wages, legal costs, and other expenses related to identity restoration. It’s important to note that while many top-rated companies offer a $1 million insurance policy, there are still some companies in the identity protection industry that offer less identity theft reimbursement insurance. In addition to credit monitoring services, Score Sense provides a neighborhood report feature that helps customers find out how many sex offenders live near them. The company will send out official sex offender instant alerts if a new sex offender moves into the neighborhood. Score Sense also offers a ScoreTracker tool that tracks customers’ credit score progress for all three credit bureaus. Customers also get the ScoreCast tool, which is a score simulator that can tell customers how their scores will change if they take certain credit actions like paying off debt or taking out new loans. Lastly, Score Sense has a dispute center that shows customers how to dispute mistakes and fraud off of their credit reports to improve their credit score rating. Score Sense provides its members with access to educational resources through its dispute and learning centers. Members who use these resources can receive valuable credit tips, learn how to protect sensitive information and dispute fraudulent activity. ScoreSense categorizes credit scores in the following manner: Excellent – 810-850, Great – 750-80, Good – 670-749, Fair – 560-669, Poor – 500-559, and Very Poor – 300-499.
Score Sense offers a free 7-day trial. During the 7-day trial, you will have access to $1 Million identity theft insurance, daily monitoring and alerts, all three credit scores, all three credit reports, and credit insights and discrepancies. If you do not cancel before the 7-day trial ends, your membership will automatically begin, and you will be charged a monthly fee of $29.95. As a ScoreSense member, you can choose options that will allow you to access your credit reports and scores as often as you like, dispute errors on your credit report, view threats we have detected to your identity, see details of the sex offenders living near you, and more. Start at the ScoreSense Dashboard, where you have easy access to all of the ScoreSense features. Look for the? Icons and Learn More links to help you get the most out of your membership.
Score Sense’s customer service department can be contacted by phone, contact form, or via live chat. To contact Score Sense by phone, you will need to call them at 1-800-972-7204. Customer service agents are available Monday through Friday, 8 am to 8 pm CST, Saturday from 8 am to 5 pm CST, and Sunday from noon to 6 pm CST. You will need to provide your first name, last name, social security number, billing address, phone number, and email address. To contact Score Sense using the contact form, you will need to visit https://secure.scoresense.com/us/6019/373f031/legal/contactus.aspx. You will need to provide your first name, last name, and email address. To contact Score Sense via live chat, you will need to visit https://secure.scoresense.com/us/6019/373f031/legal/contactus.aspx and click on Live Chat. Customer service agents are available Monday through Friday, 8 am to 8 pm CST, Saturday from 8 am to 5 pm CST, and Sunday from noon to 6 pm CST. You will need to provide your first name, last name, social security number, billing address, phone number, and email address.
Score Sense CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Last 4 digits of Social Security Number
Date of Birth
Phone (Live Agent)
Follow these steps:
Call 800-972-7204
Request that the agent cancel your account
When asked, give the agent your account information
Request your final balance, and ensure you won’t be charged again
Request that the agent provide you with a confirmation number or email
Retain any confirmation numbers or emails you receive for your records