How to Cancel TransUnion

• Transunion
• TransUnion
• Trans Union
• Transunion.com

TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including “200 million files profiling nearly every credit-active consumer in the United States”. Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion’s 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax. TransUnion also markets credit reports and other credit and fraud-protection products directly to consumers. Like all credit reporting agencies, the company is required by U.S. law to provide consumers with one free credit report every year. Additionally, a growing segment of Transunion’s business is its business offerings that use advanced big data, particularly its deep AI-TLOxp product. TransUnion was originally formed in 1968 as a holding company for Union Tank Car Company, making TransUnion a descendant of Standard Oil through Union Tank Car Company. The following year, it acquired the Credit Bureau of Cook County, which possessed and maintained 3.6 million credit accounts. In 1981, a Chicago-based holding company, The Marmon Group, acquired TransUnion for approximately $688 million. In 2010, Goldman Sachs Capital Partners and Advent International acquired it from Madison Dearborn Partners In 2014, TransUnion acquired Hank Asher’s data company TLO. On June 25, 2015, TransUnion became a publicly traded company for the first time, trading under the symbol TRU. TransUnion eventually began to offer products and services for both businesses and consumers. For businesses, TransUnion updated its traditional credit score offering to include trend data that helps predict consumer repayment and debt behavior. This product referred to as CreditVision was launched in October 2013. Its SmartMove service facilitates credit and background checks for landlords. The service also provides credit and background checks for partner companies, such as RentSpree. In September 2013, the company acquired eScan Data Systems of Austin, Texas, to provide post-service eligibility determination support to hospitals and healthcare systems. The technology was integrated into TransUnion’s ClearIQ platform, which tracks patients’ demographic and insurance-related information to support benefit verification. In November 2013, TransUnion acquired TLO LLC, a company that leverages data in support of its investigative and risk management tools. Its TLOxp technology aggregates data sets and uses a proprietary algorithm to uncover relationships between data. In 2014, a TransUnion analysis found that reporting rental payment information to credit bureaus can positively affect credit scores. As a result, TransUnion initiated a service called ResidentCredit, making it easy for property owners to report data about their tenants on a monthly basis. These reports include the amount each tenant pays, the timeliness of their last payment, and any remaining balance the tenant currently owes. As a result, some companies have started reporting rent payment information to TransUnion. In 2015, TransUnion acquired Trustev, a digital verification company specializing in online fraud for $21 million, minus debts. In 2017, TransUnion acquired FactorTrust, a consumer reporting agency specializing in alternative credit data. In mid-April 2018, TransUnion announced it intended to buy UK-based CallCredit Information Group for $1.4 billion, subject to regulatory approval. On 1 December 2021, TransUnion completed the acquisition of Neustar. You can sign up for credit monitoring services with TransUnion for $29.95 per month. Through this service, you will receive access to your credit report and credit score at any time. You will also receive email updates if there are any changes to your report and get personalized help based on your debt and credit situation to improve your score. If someone applies for credit in your name, you will immediately be notified with instant alerts. That way you can stop fraud before it happens. As part of its subscription service, you can access TransUnion’s online credit score simulator as well. This tool helps users see how future events and actions might affect their credit score. For example, if you’re concerned about how closing a credit card or applying for a new loan will affect your credit score, you can use this tool to find out. On top of that, TransUnion subscribers get access to CreditCompass. The service provides personalized recommendations to get your credit score in shape, based on your current situation. In addition to its subscription service, TransUnion also offers free identity theft and credit monitoring through TrueIdentity. You can put a lock on your credit report, get alerts about any changes, and more. The service provides up to $25,000 in identity theft insurance. To sign up for TransUnion, you’d apply online by providing your personal information, creating an account, and verifying your identity. TransUnion’s customer support can be contacted by phone at 833-395-6938. You will need to provide your first name, last name, email address, phone number, billing address, and social security number. TransUnion’s customer services representatives are available Monday to Friday from 8 a.m. to 11 p.m. Eastern Time, and Saturday and Sunday from 8 a.m. to 5 p.m. Eastern Time.

Get together the following account information:

• First Name
• Last Name
• Social Security Number
• Date of Birth
• E-mail Address on account
• Password
• Notes
• Address 1
• Address 2
• City
• State/Province/Region
• ZIP/Postal Code
• Country (if outside USA)

Follow these steps:

1. Visit https://membership.tui.transunion.com/tucm/login.page?
2. Login with the email address and password
3. Click “Support” in the upper right hand corner
4. Click “Manage subscription”
5. Click the link to cancel your account
6. Click “Continue cancellation”
7. Retain any confirmation numbers or emails you receive for your records

Follow these steps:

1. Call 1-800-493-2392
2. Choose phone menu option 1
3. Request that the agent cancel your account
4. When asked, give the agent your account information
5. Request that you be given a refund
6. Request that the agent provide you with a confirmation number or email
7. Retain any confirmation numbers or emails you receive for your records

Follow these steps:

1. Call 1-800-508-2597
2. Request that the agent cancel your account
3. When asked, give the agent your account information
4. Request that you be given a refund
5. Request that the agent provide you with a confirmation number or email
6. Retain any confirmation numbers or emails you receive for your records