Blue Snap is a payment platform for eCommerce that offers month-to-month contracts with no early termination fees. BlueSnap can be found in the United States, Canada, and 178 other countries. Its services are typically geared toward businesses. Blue Snap’s product offering is impressive, and merchants will find nearly every feature they require to run a successful business.
Blue Snap offers a variety of services. The BlueSnap processor is not a direct processor. Instead, it collaborates with several backend processors to offer merchant accounts to its customers. Among these partners are First Data (now Fiserv), FIS Worldpay, and others. The company’s main product is its All-In-One Payment Platform, which integrates with both your business website and physical credit card processing hardware via a payment gateway. It accepts over 100 payment methods in over 100 currencies, making it ideal for international merchants. All major credit cards, PayPal, and ACH payments via eCheck and wire transfer are accepted.
BlueSnap has grown beyond its original eCommerce-only roots and now supports retail merchants as well. Only Clover Flex and Clover Go are currently advertised on the company’s website. Other Clover terminals, on the other hand, may be supported as well. BlueSnap’s proprietary virtual terminal enables you to accept orders via mail, email, fax, or phone all without the need for a website. You can also use payment links to send out invoices or payment requests, allowing your customers to pay you instantly via credit/debit card, ACH, or wire transfer.
The All-In-One Payment Platform also works with a variety of popular online shopping carts, including Magento, WooCommerce, BigCommerce, and many more. BlueSnap’s payment gateway supports recurring billing and includes features like full-scale customization and an account updater that automatically updates your customers’ payment information when their card on file expires. If you want to customize your interface, the BlueSnap Developer Hub provides APIs and documentation for features such as hosted payment pages and the Account Updater.
BlueSnap, like many providers who offer credit card processing and payment gateway services as a bundled product, advertises two pricing plans. This plan is designed for small businesses and offers a flat processing rate of 2.9% + $0.30 per transaction (for US merchants). Billing is on a pay-as-you-go basis, with no long-term commitments or early termination fees (ETF). This plan is ideal for startups and other small businesses that have no prior processing experience. A customized pricing option with flat-rate, tiered, or interchange-plus pricing rates is available for larger businesses. This plan offers nonprofits special discounted rates, as well as Level 2/3 processing for B2B transactions. BlueSnap doesn’t provide any additional information, so you’ll have to contact the sales department for a quote.
BlueSnap has never charged an account setup or annual fee in the past. You’re also unlikely to be required to pay a monthly minimum. For merchants who processed less than $2,500 per month, the company charged a $75.00 monthly account maintenance fee. Contracts with BlueSnap have no set length and will continue until either party terminates them. In other words, these are true month-to-month contracts. If you want to close your account, you must provide 60 days written notice. You only need to provide 30 days written notice if you are a BlueSnap Payment Services Limited Merchant.
BlueSnap does not impose an early termination fee. This is a fantastic feature because it allows you to test the service for as long as you want without being locked into a long-term contract. If you later find a better deal with another processor, you can leave without penalty.
BlueSnap’s Help & Support Center has a large knowledge base with answers to frequently asked questions, tutorials, and product documentation. If you have a problem with any of the company’s products or services, this should be your first port of call. The amount of information presented here is impressive, and we wish that more processors would provide a useful self-help resource. If you can’t solve your problem using the knowledgebase, you can get help by phone, email, or live chat. If you send your question via email, you should receive a response within 24 hours.
BlueSnap’s website includes several testimonials and case studies from some of its more well-known customers. They’re reasonably convincing, and they go into greater detail about specific features that their clients found useful than we’d expect from a business-provided testimonial. Three more testimonials can be found on the company’s YouTube channel.
BlueSnap has a lot to offer eCommerce merchants looking for a reliable payment gateway and an affordable merchant account, with simple, flat-rate pricing, no long-term contracts, and no early termination fee. Its strong international support also makes it an excellent choice for businesses in one of the 180 countries where its services are available. You will not be charged a monthly account fee, gateway fee, or PCI compliance fee if you process more than $2,500 per month. This is a fantastic deal because most merchant account providers will charge you separately for all three of these items.
