How to Cancel Experian UK

• Experian
• Credit Score
• CreditScore.com
• ProtectMyID by Experian
• CreditReport by Experian

Experian is a multinational data analytics and consumer credit reporting company based in the United States and Ireland. Experian collects and aggregates data on over 1 billion people and businesses, including 235 million individual US consumers and over 25 million US businesses. The company is headquartered in Dublin, Ireland, and operates in 37 countries, with offices in Brazil, the United Kingdom, and the United States. The company employs approximately 17,000 people and reported $5.18 billion in revenue for the fiscal year ending March 2020. It is a component of the FTSE 100 Index and is traded on the London Stock Exchange. Experian is a USPS address validation partner. Along with TransUnion and Equifax, it is one of the “Big Three” credit-reporting agencies. Experian sells decision analytic and marketing assistance to businesses in addition to credit services, such as individual fingerprinting and targeting. Its consumer services include online access to credit history and fraud and identity theft protection products. The company, like all credit reporting agencies, is required by US law to provide consumers with one free credit report per year. TRW Information Systems and Services Inc. arose from Credit Data Corporation, which was purchased by TRW Inc. in 1968 and renamed TRW Information Systems and Services Inc. TRW sold Experian to Bain Capital and Thomas H. Lee Partners in November 1996. Only one month later, the two companies sold Experian to The Great Universal Stores Limited in Manchester, England, a retail conglomerate with millions of credit-card customers (later renamed GUS). GUS merged its own credit-information business, CCN, into Experian, which at the time was the largest credit-service company in the UK. Experian was spun off from GUS and listed on the London Stock Exchange in October 2006. Experian accepted a settlement with the Federal Trade Commission (FTC) in August 2005 to resolve charges that Experian had violated a previous settlement with the FTC. The FTC claimed that Experian’s “free credit report” advertisements failed to adequately disclose that Experian customers would be automatically enrolled in Experian’s $79.95 credit-monitoring program. Experian announced in January 2008 that it would lay off more than 200 employees at its Nottingham office. Experian Canada ceased operations on April 14, 2009. Experian was fined $3 million by the Consumer Financial Protection Bureau in March 2017 for providing consumers with inaccurate credit scores. Experian acquired Clarity Services, a credit bureau that specializes in alternative consumer data. Experian offers a wide range of products and services. The Basic identity theft protection plan is free. This plan includes a free Experian credit report and FICO Score, Experian credit monitoring and alerts, FICO Score tracker, FICO Score monitoring, free dark web surveillance report, and free personal privacy scan. The Premium plan is $24.99 per month and includes everything that the Basic plan includes plus Advanced identity theft monitoring, Monthly privacy scans & removal of personal info from people finder sites, 3-bureau credit monitoring and alerts, Dark web internet surveillance alerts, Financial account takeover alerts, Social Security number trace alerts, Change of address alerts, Court records and booking alerts, Non-credit loan alerts, Sex offender registry alerts, Social network monitoring alerts, Identity validation alerts, Experian CreditLock with alerts, Up to $1 million identity theft insurance, Dedicated fraud resolution support, Lost wallet assistance, 3-bureau credit report and FICO Scores – quarterly, Daily Experian FICO Scores, FICO Score Tracker. The Family plan is $34.99 per month and includes everything that the Premium plan includes plus Premium for 1 additional adult, Identity monitoring for up to 10 children, Monthly privacy scans & removal of personal info from people finder sites, 3-bureau credit monitoring and alerts, Dark web internet surveillance alerts, Financial account takeover alerts, Social Security number trace alerts, Change of address alerts, Court records and booking alerts, Non-credit loan alerts, Sex offender registry alerts, Social network monitoring alerts, Identity validation alerts, Experian CreditLock with alerts, Up to $1 million identity theft insurance, Dedicated fraud resolution support, Lost wallet assistance, Quarterly 3-bureau report & FICO Scores, Daily Experian Credit Report & FICO Scores, and FICO Score Tracker. Utility, phone, streaming, and rent payments do not normally affect your credit scores. However, when you use Experian Boost, Experian searches your bank and credit card records for on-time qualifying payments for these monthly bills, giving you even more opportunities to improve your credit scores. Experian Boost helps you build a positive payment history by adding these records to your credit file. Because payment history is the most important factor in calculating your credit scores, keeping track of on-time payments can be extremely beneficial. Remember that Experian Boost only takes into account positive payment history on these accounts, so late payments will not lower your credit scores. Your credit scores are also heavily influenced by the length of your credit history. Experian Boost is free. Credit can be perplexing, which is where we come in. Experian Go will help you build your credit for free, so you can start achieving your financial goals right away.

Get together the following account information:

• First Name
• Last Name
• Email address on the account
• Password
• Date of Birth
• Social Security Number
• The Security Question setup on your account
• The Answer to the Security Question setup on your account
• Address 1
• Address 2
• City
• State/Province/Region
• ZIP/Postal Code
• Country (if outside USA)

Follow these steps:

1. Call 1-877-284-7942
2. When asked, give the agent your account information
3. Request that the agent cancel your account
4. Request that you be given a refund
5. Request that the agent provide you with a confirmation number or email
6. Retain any confirmation numbers or emails you receive for your records

Follow these steps:

1. Prepare an email requesting cancellation
2. When asked, give the agent your account information
3. Email to [email protected]
4. Retain any confirmation numbers or emails you receive for your records

Follow these steps:

1. Visit https://dc.experian.experiandirect.com/credit#/signin?bcd=SignedOut&mboxSession=1439392357136-837127
2. Login with the email address and password
3. Click your initials in the upper right hand corner of the page
4. By scrolling down, find “My Membership”
5. Click “My Membership”
6. By scrolling down, find “update online”
7. Click “update online”
8. By scrolling down, find “Identity Works Basic $0.00/month”
9. Click “Identity Works Basic $0.00/month”
10. Click your reason for cancelling
11. By scrolling down, find “Submit Secure Order”
12. Click “Submit Secure Order”
13. Retain any confirmation numbers or emails you receive for your records