How to Cancel PayPal

• Pay pal
• PayPal
• paypal.com

PayPal is popular as a service for online purchases, but its mobile payment app works just as well for paying friends. You can use the PayPal mobile app to pay and request payments from friends, pay sites, and, in some cases, pay stores. One significant limitation for in-person payments under the coronavirus is that it does not support NFC payments, as do the OS platform players. The current PayPal app is excellent for paying others with PayPal accounts, and some may prefer it over Venmo and its attempt to capitalize on millennials’ love of oversharing. It also benefits from PayPal’s near-ubiquity as a payment option on websites and apps, as well as the fact that nearly everyone who purchases items on the internet has a PayPal account. The company is also starting to pitch the app for in-store payments. The app is free to download, and purchasing items online with it is always free for the buyer. However, as with all payment apps, there is a 2.9 percent fee if you use a credit card to pay someone. If you use a debit card, sell something, or request money from someone, you will be charged the same fee. Transferring money to a linked bank account is free, but if you want a same-day Instant transfer, you’ll have to pay a 1% surcharge up to $10. The updated fees are available on PayPal’s website (Opens in a new window); transfers to other countries incur different (and higher) fees. If you haven’t already created a PayPal account, you’ll need to do so after downloading the app, which is unlikely if you’ve done much online shopping in the last decade. You must first confirm your mobile phone number before linking a credit or debit card by entering the usual information. In some cases, you may be required to pay a small test charge to confirm that the card is yours. If you do not want to pay any fees, you must also enter your bank account information. There are three levels of PayPal accounts: Personal, for those who just want to buy things online or send money to friends; Premiere, for those who sell online; and Business, for e-commerce shops. Paying a contact is as simple in the app as it is in any other mobile payment app. Allow access to your phone contacts to make it easier to find people willing to pay. If you have a lot of duplicate contacts, searching the list can help. After selecting a contact for your generosity, the app asks if it’s a payment to friends and family or a payment for goods and services, in the latter case, you may be eligible for PayPal Purchase Protection. You will then be presented with a keypad from which to select the amount of money to send. Then, you can select the payment method, a credit card or a bank account. Finally, you can add a note (optional). Tap Send Now, and your money will begin to flow to your contact. The process of requesting money is identical, but the money flows in the opposite direction. The PayPal Key is a credit card number that can be used on websites that do not have a PayPal button. After you accept the terms, you will be given a credit card number, expiration date, and security code to enter on any website. When I tried it, PayPal required a two-factor security check in the form of an SMS message (PayPal also allows you to authenticate with time-based, one-time passcodes (TOTP or OTP) such as Duo, Google Authenticator, or Microsoft Authenticator). The Key does not provide cash-back rewards like many credit cards, but PayPal, like Venmo, offers a Mastercard debit card that does provide rewards at certain merchants. The card, as expected, allows you to withdraw and add funds to your PayPal balance at select ATMs. Your PayPal balance is separate from your card balance. You must transfer funds between the two to use it. The card includes an interest-bearing savings account. The PayPal app has a cashless, in-store purchasing function that uses QR codes. You do not need a special device for it to work. Small businesses can simply print out the QR code and have customers scan it. PayPal’s app allows you to split costs with friends, but PayPal goes a step further with Money Pools. A pool is created by giving it a name and, optionally, a purpose, amount, and end date. Contributors can pay any amount they want, or you can specify an exact amount or a minimum amount. A cover image and statement can be created for your pool. PayPal’s Purchase Protection policy is one of its greatest assets. PayPal guarantees that you will either receive the goods and services you purchased or your money will be refunded. This adds a layer of security between your credit card and the vendor. When you use PayPal, the vendor never sees your credit card information.

Get together the following account information:

• First Name
• Last Name
• Phone Number
• Email Address
• Username
• Password
• Billing Address
• City
• State/Province/Region
• ZIP/Postal Code
• Country
• Reason for Cancellation
• Last 4 Digits of Card
• Date of Last Charge
• Amount of Last Charge

Follow these steps:

1. Visit https://www.paypal.com/us/home
2. Login with the email and password
3. Click the gear icon in the top right of the page
4. By scrolling down, find Account Options
5. Click The Close Account Option

Follow these steps:

1. Call 888-221-1161
2. Request that the agent cancel your account
3. When asked, give the agent your account information
4. Request that the agent provide you with a confirmation number or email
5. Retain any confirmation numbers or emails you receive for your records