Gym memberships · Weight loss memberships

How to cancel your membership with Cardinal Fitness

If you do not wish to use our do-it-yourself guides, we suggest this cancellation service:


Cardinal Fitness is a gym and fitness center chain that operates four locations in the Chicago metro area. The gym focuses on being affordable, local and convenient for members. The membership may have worked well while you had it, but you’re moving out of the area or you’ve reached your fitness goals and taking a break for some time. Either way, the cancellation details are below.

To get started on cancelling your Cardinal Fitness account, you will need:

  • Address of your Cardinal Fitness location
  • Account number
  • Full name(s) on file
  • Address on file
  • Email on file
  • Reason for cancellation
  • Last 4 digits of the subscriber’s social security number
  • Last 4 digits of the subscriber’s driver’s license
  • Date of birth

Steps to Cancel

  1. Write a letter that includes the date, your name, identifying information like date of birth, driver’s license number, and the last four digits of account being billed. Make sure to include your billing address on the letter as well. Also include the address of the gym location where you signed up for membership, your signature, the date and membership number and client’s name. Explicitly state your desire to cancel and request that it be done effective immediately. If you are still within your contract (less than a year, or not month to month) you may need to show proof of a move or injury. Some gyms may allow a buyout of the contract. It is advised to call your gym ahead of time so that you know the terms of the agreement.
  1. Get address of location where contract was signed and send cancellation letter, via certified mail return receipt requested, to this location.
  1. Call the gym in question a week or two later to confirm that the membership was cancelled.

Insider Tip

Follow up with the gym, and keep an eye on your account statements to confirm no future billings take place.

Please note

A 30-day written notice is required to end the membership. You are still responsible for any charges that occur within the 30 days after your notice to cancel.

Gym memberships · Weight loss memberships

How to cancel your Life Time Fitness membership

If you do not wish to use our do-it-yourself guides, we suggest this cancellation service:


Life Time Fitness is a health club that offers traditional exercise and health services, as well as childcare centers, cafes and spas. The company focuses on creating a “resort-like setting” for each club atmosphere, and has 112 locations in the United States and Canada, with most locations in the U.S.

To get started on cancelling your Life Time Fitness account, you will need:

  • Life Time Fitness account/member number
  • Address of your Life Time Fitness location
  • Full name on file
  • Your address on file
  • Reason for Cancellation
  • Your date of birth (for account verification)
  • Last 4 digits of your driver’s license (for account verification)
  • Last 4 digits of billing account (for account verification)
  • User name and password (If registered for online access)
  • Know whether your billing done through a third party such as ABC Financial

Steps to Cancel

  1. Send cancellation letter via certified mail (return receipt requested) to the center where membership was established. Your cancellation letter must include:
  • Membership number
  • Full name and date of birth of all members
  • Address of gym location where membership was obtained
  • Date (timestamp of your request to cancel)
  • Request to cancel

Send your letter to the corporate office:

Life Time Fitness
2901 Corporate Place
Chanhassen, MN 55317

Insider Tip

You may cancel your contract in the event of a move or injury but you will need documentation.

Please note

Life Time Fitness does not accept termination requests by phone, email, fax or online.

Financial services

How to cancel your membership with Identity Guard

If you do not wish to use our do-it-yourself guides, we suggest this cancellation service:


Identity Guard is a consumer service that offers protection from identity theft, insurance in the case of identity theft, as well as services for credit monitoring. A monthly fee covers your identity monitoring across certain channels. If you are replacing this service with some other form of monitoring or you’ve decided to stop monitoring your credit, the steps for canceling are below.

To get started on canceling your Identity Guard account, you will need:

  • Last 4 digits of the customer’s social security number
  • Date of birth
  • Customer’s name
  • Customer’s address

Steps to Cancel

  1. Send email with a signed cancellation letter, then call 1-800-452-2541. Simply call the phone number and speak with a representative. The representative will do his or her best to keep you as a customer, but if you are intent on canceling, stay resolute. They do offer pro-rated refunds. Be sure to ask for a refund and it will be issued within the next billing cycle. Make sure you have your social security number handy.

Insider Tip

They have monthly and yearly subscriptions.

Please note

If you enrolled over the phone you may have been charged a $1.00 verification fee. The $1.00 verification fee is non-refundable. One-time products like credit reports may not be refunded.

Internet services · Subscription services

How to cancel Amazon Prime

If you do not wish to use our do-it-yourself guides, we suggest this cancellation service:


Amazon Prime is a paid membership to access extra benefits on an otherwise free online retail site. For example, Prime offers expedited shipping, free movies, music and books, and other benefits. However, you may not do enough online shopping to justify the membership. In that case, the cancellation steps for Amazon Prime are below.

To get started on cancelling your Amazon Prime account, you will need:

  • Email address of subscribing member
  • Password

Steps to Cancel

  1. Log into Amazon.com account with your email address and password.
  2. Click the “Your Account” option under your name at the top right.
  3. Choose the “Manage Your Prime Membership” option.
  4. Click “do not auto-renew” or “do not upgrade.” Choosing this option will ensure you receive Prime benefits for the remainder of your membership. At the end of your current period, your membership will expire and your card will not be charged.

Insider Tip

When signing up for a free trial, you may not purchase anything with the Prime account (utilizing the free two-day shipping). If you do, then you have committed to the Prime membership and cannot cancel or refund the $99.

Many users sign up for a “Free Trial” whereby they are charged $99 and if they decide to cancel, they can do so by clicking “cancel prime membership” rather than “do not auto-renew” and they will immediately be refunded $99.

Please note

You cannot refund the $99 prime membership if you have purchased anything through Prime.

Financial services · Subscription services

How to cancel Equifax

If you do not wish to use our do-it-yourself guides, we suggest this cancellation service:


Equifax helps consumers to monitor their credit and handles issues with identity theft and credit reporting. The company offers services for monitoring credit and identity, which are typically charged monthly.

To get started on cancelling your Equifax account, you will need:

  • What type of Equifax services do you have? (identity alerts, credit watch, credit reporting, credit rating)
  • Equifax credit report reference number (Located at the top of your Equifax Credit Report)
  • Username/user ID
  • Password
  • Date of birth
  • Last 4 digits of SSN
  • Last 4 digits of driver’s license
  • Current address listed on credit report
  • Full name on credit report
  • Equifax order number
  • Equifax account number
  • Email address on file with Equifax

Steps to Cancel

  1. The easiest way to cancel by calling Equifax’s Customer Service Center 24/7 at 1-866-807-7461. You will need all of the above information, particularly your social security number.

Cancellation policy from company website: https://help.equifax.com/app/answers/detail/a_id/31

Insider Tip

You may be entitled to a pro-rated refund for any subscription product purchased but not yet provided.

Please note

All free trials of Equifax products require that you enroll as a member. This obligates you to take the steps necessary to cancel your membership even after the free trial has ended.

Internet services · Subscription services

How to cancel Trapcall.com

If you do not wish to use our do-it-yourself guides, we suggest this cancellation service:


TrapCall is a service that allows you to unblock blocked calls that try to reach you. Different features allow a user to blacklist callers who harass you, and possibly even record phone calls that are incoming. However, you may not need this service as much as you originally thought, or your need for it has gone.

To get started on cancelling your Trapcall.com account, you will need:

  • Phone number with Trapcall.com
  • Pin number with Trapcall.com
  • Reason for cancellation
  • Name on account
  • Date of birth of account holder
  • Gender of account holder

Steps to Cancel

  1. Log into your TrapCall.com account and visit the cancel account page.
  2. Enter phone number and PIN.
  3. Follow the prompts to cancel your account.

Insider Tip

Make sure that you properly deactivate from your “handset.”

Please note

You may discontinue service at any time. However, you will not receive a refund of any unused balance in your account. You must pay for services through the date you discontinue service. You must properly deactivate TrapCall from your handset after cancelling your account.

Magazine subscriptions · Subscription services

How to cancel United Readers’ Service Inc.

If you do not wish to use our do-it-yourself guides, we suggest this cancellation service:


The United Readers’ Service is a magazine service. The company, in operation since 1972, operates out of Ohio and is a provider of many different magazine titles. If your current magazine subscription (whether you ordered it yourself or received it through a gift) is through the United Readers’ Service, you will need to cancel with them – not your magazine itself. In this post, we’ll explain how to do this.

To get started on cancelling your United Readers’ Service account, you will need:

  • Full name on account
  • Full address on account
  • Account number

Steps to Cancel

  1. Call (888) 369-7323 between 9 a.m. and 5 p.m. EST.
  2. Speak to a representative and request to cancel. If your contract is still current, you may not be able to cancel your account. In this case, you still may be able to get out of the contract by disputing the charges with your bank.

Insider Tip

Typically, this company will offer a discount or shorten the terms of the contract, instead of cancelling. It is usually possible to switch magazine subscriptions as well.